What strategies can adults use to develop a secure financial future? The ideal financial clinic for low-to-moderate income adults, you'll help your workshop participants get their credit into tip-top shape. This thorough 6-unit workshop shows adults how to make better financial choices. How to Earn an Income and Create a Budget Your participants... more » will uncover simple ways to spend less than they receive, discover how to earn more money and how to create a practical budget. The Inner Workings of Financial Institutions Banks - credit unions - brokerage firms... where should you stash your cash? Financial institutions offer a dizzying array money management choices. Cut through the complexity by comparing and contrasting the services of mainstream financial institutions. You'll detail the advantages (and disadvantages) of using alternative banks. Plus you'll show your participants how to use insurance to reduce financial risks. Finally, you'll give your participants the tools to identify common scams. Getting Your Credit into Shape Your participants will identify the advantages and disadvantages of using credit, what it costs, and basics steps they can take to obtain credit. Next, you'll detail the key features of a credit report and ways to improve a credit score (commonly called FICO). Plus your participants will analyze realistic credit cases, and determine the best circumstances to obtain credit. The Basics of Homeownership Participants will uncover the benefits and drawbacks of owning a home. You'll detail the process of buying a home, from house hunting to closing to occupancy. How to Build Wealth You'll detail the concept of 'net wealth' and show your participants how - and why - net wealth increases and decreases. You'll help your participants develop strategies to save early, buy and hold, and diversify so they can build long-term financial security. The Fundamentals of the Market Economy Your participants will explore the characteristics of wealthy individuals, as well as the key features of a market economy. Real-World Adult Education Give your adult participants the confidence to buy a house, earn more money, and shape up their credit!Also Available:Your Credit Counts Challenge: Participant's Guide - ISBN 1561830690

Your Credit Counts Challenge: Participant's Guide - Spanish - ISBN 1561830704The Council for Economic Education envisions a world in which people are empowered through economic and financial literacy to make informed and responsible choices throughout their lives as consumers, savers, investors, workers, citizens, and participants in our global economy. Some of the areas in K-12 education we publish in include: - Establishing and building credit - Managing personal finances - Understanding economics on a local, national, and global level - Using economics in other subject areas: Social Studies, Geography, History, etc.

ISBN-13: 9781561830688
ISBN-10: 1561830682
Publication Date: 6/1/2005
Pages: 197
Rating:

Currently 0/5 Stars.

0 stars, based on 0 rating

Publisher: National Council on Economic Education
Book Type: Paperback
Members Wishing: 0
Reviews: Amazon | Write a Review

Genres:

My Account
Post Books
Wish List
Bookshelf
Member Tools
Under the Hood
Newsletter Archive

Search for a Book
Browse My Favorite Genres
Advanced Book Search
Book Browser
Club Tag Cloud
NYT Best Sellers
Newbery Medal Winners
Pulitzer Prize Winners
Books Posted Today
Award Winning Books
Mobile / PDAs

Help Center
How to Swap Books
Ask the Librarian
Live Help
Browser Test
Feature List
Amazon Search

Community
Spread the Word
Widgets & APIs
Feeds RSS/XML
Box-O-Books
Discussion Forums
Blog
Facebook
Twitter

Company
Press & Media
Pulse of PBS
Contact Us
Careers
Privacy & Security

Sister Sites
SwapaDVD.com
SwapaCD.com

Back to the Top ↑

Tell a friend about this book...

Search - Your Credit Counts Challenge: Trainer's Guide