Your credit score. It's a simple three-digit number, but it's rapidly becoming the most important number in your life.
It dictates whether you'll get credit, and what you'll pay. A bad credit score could cost you thousands on your next house or car. Insurers use it to set premiums. Landlords use it to choose renters. You must understand it. But there's an immense amount of misinformation, obsolete data, and flat-out nonsense out theremdand some of it can cost you a fortune.
In Your Credit Score, MSN/L.A. Times personal finance journalist Liz Pulliam Weston comes to the rescue with specific, up-to-date answers you can trust. Weston explains how to bounce back from bad credit or bankruptcy and tells you exactly how credit counseling, debt negotiation, and other credit "solutions" can affect your score. Along the way, Weston exposes the myths about credit scoring that can cost you real money if you fall for them.
Your Credit Score gives you what you need most: an action plan for building your credit, fixing it, and maintaining it starting today!
How many credit cards should you have... ..and what should you know about carrying balances?
Which credit inquiries hurt your score? ...and which don't?
Will closing accounts really help your credit score? You may be surprised at the answer.
How credit counseling does and doesn't affect your score Crucial new information, straight from the source.
The fastest way to improve your credit score Who can actually help and who'll rip you off?
What you should do before you apply for a mortgage An action plan that could save you thousands of dollars.
This is a very informative book on how to fix, improve and protect your credit score.
A complete action plan for improving your credit score. Imformation the could save you thousands on credit and insurance...even help you get your next job. Explains the rules, explores the myths.
A great book- How to fix, improve, and protect the 3 digit number that shapes your financial future. Fix an error on your report, understand a FICO score, lighten up your debt, improve your credit score. This information could save you thousands on credit and insurance...even help you get your next job. A complete action plan for imporving your credit score-starting today!
Very helpful book. I didn't realize just how important my credit score could be on a day-to-day basis until my house insurance jumped 10% (and it is outrageous enough already) and when I started checking into the reason I was told it was because my credit rating dropped. I have since fixed that mistake and changed insurance companies so I will be keeping a very close check on my credit score in the future.
IF the state of your credit rating is of any importance to you, you will read and follow the information in this book. We all need to pay a lot more attention to the small details that affect our financial security.
Excellent book - insightful and surprisingly interesting. Outstanding job demystifying an intimidating and frustrating topic. It explains the rules and has up to the minute information on the new credit scoring system.
Along with this book I will send three leaflets entitled:
Credit Card Smarts Cost of Delay Calculator
Paycheck Power Booster Calculator
Wise Investor Retirement Calculator