Dave Ramsey has several books designed to walk readers through development of a new lifestyle so they too can GET OUT OF DEBT! This book is a workbook to use on its own or with the companion, More Than Enough. Each chapter offers information and asks questions to help the reader understand how money and debt affect them.
I found that having a mind set for priorities and goals will go a long way. Being encouraged by others that have "been there, done that" is a big help. When you look at the long term the priority list will fall into place.