Nicola Morgan was born in a school in 1961, where her parents worked. They kept moving from school to school. Morgan's father taught English and French and her mother taught mathematics and science. Her parents taught at boys' schools and when she was eleven, Nicola was sent to boarding school. She later went to Cambridge University where she read Classics and Philosophy. Nicola Morgan wanted to become a writer after leaving university, but also took up a post as a teacher in a small school and taught English. Morgan also took a diploma in teaching people with reading and writing problems. Nicola also set up a website, The Child Literacy Centre, to help parents help their children with all aspects of reading. She ran this single-handedly until closing the service in 2009. In 2009 she started "Help! I Need a Publisher!", a blog for writers. Morgan lives in Edinburgh with her two daughters and dog.
By 1999, Nicola Morgan had published dozens of best-selling home-learning books, while still working towards publication as a novelist. By 2010, she had published nine novels, all but one for teenagers, and five non-fiction books, including the internationally acclaimed Blame My Brain.