Teenage master
Fine was born in New York City to a poor Russian-Jewish family. He learned to play chess at age eight, and began tournament-level chess at the famous Marshall Chess Club in New York City, stomping grounds for many famous grandmasters, such as Bobby Fischer later on. At this stage of his career, Fine played a great deal of blitz chess, and he eventually became one of the best blitz players in the world. Even in the early 1930s, he could nearly hold his own in blitz chess against the then world chess champion Alexander Alekhine, although Fine admitted that the few times he played blitz with Alekhine's predecessor José Raúl Capablanca, the latter beat him "mercilessly".
Fine's first significant master-level event was the 1930 New York Young Masters tournament, which was won by Arthur Dake. He narrowly lost a 1931 stakes match to fellow young New York master Arnold Denker.
Fine placed second at the 1931 New York State Championship with 8/11, half a point behind Fred Reinfeld. Fine won the 15th Marshall Chess Club Championship of 1931 with 10.5/13, half a point ahead of Reinfeld. He defeated Herman Steiner by 5.5-4.5 at New York 1932; this was the first of three matches the two players would contest.
U.S. Open Champion
At 17, Fine won his first of seven U.S. Open Chess Championships at Minneapolis 1932 with 9.5/11, half a point ahead of Samuel Reshevsky; this tournament was known as the Western Open at the time. Fine played in his first top-class international tournament at Pasadena 1932, where he shared 7-10th with 5/11; the winner was world chess champion Alexander Alekhine. Fine repeated as champion in the 16th Marshall Club Championship, held from Oct.-Dec. 1932, with 11.5/13, 2.5 points ahead of the runner-up.
Fine graduated from City College of New York in 1932, at age 18; he was a brilliant student there. He captained CCNY to the 1931 National Collegiate team title; a teammate was master Sidney Norman Bernstein. This tournament later evolved into the Pan American Intercollegiate Team Chess Championship. Fine then decided to try the life of a chess professional for a few years.
Olympiad brilliance
Fine won the U.S. Team Selection tournament, New York 1933, with 8/10. This earned him the first of three national team berths for the chess Olympiads. Fine won five medals (including three team golds) representing the United States; his detailed record follows; his totals are (+20 =19 -6), for 65.6 per cent.
- Folkestone 1933: board three, 9/13 (+6 =6 -1), team gold, board silver;
- Warsaw 1935: board one, 9/17 (+5 =8 -4), team gold;
- Stockholm 1937: board two, 11.5/15 (+9 =5 -1), team gold, board gold.
North American successes
Fine repeated as champion at the U.S./Western Open, Detroit 1933, with 12/13, half a point ahead of Reshevsky. Fine won the 17th Marshall Club Championship, 1933—34, with 9.5/11. He defeated Al Horowitz in a match at New York 1934 by 6-3. Fine shared 1st-2nd places at the U.S./Western Open, Chicago 1934, on 7.5/9, with Reshevsky. He then shared 1st-3rd places at Mexico City 1934, on 11/12, with Herman Steiner and Arthur Dake. At Syracuse 1934, Fine shared 3rd-4th places, on 10/14, as Reshevsky won. Fine won his fourth straight U.S./Western Open at Milwaukee 1935, scoring 6.5/9 in the preliminary round, and then 8/10 in the finals.
Having had outstanding successes in North America, Fine tried his first European individual international tournament at ?ód? 1935, where he shared 2nd-3rd places with 6/9 behind Savielly Tartakower. Fine won Hastings 1935-36 with 7.5/9, a point ahead of Salo Flohr.
Narrow misses at U.S. Championship
Although Fine was active and very successful in U.S. open tournaments, he was never able win the U.S. Championship, usually placing behind his great American rival, Samuel Reshevsky. The U.S. Championship was organized in a round-robin format during that era. When in 1936 Frank Marshall voluntarily gave up the American Championship title he had held since 1909, the result was the first modern U.S. Championship tournament. Fine scored 10.5/15 in the U.S. Championship, New York 1936, a tied 3rd-4th place, as Reshevsky won. In the U.S. Championship, New York 1938, Fine placed 2nd with 12.5/16, with Reshevsky repeating as champion. In the U.S. Championship, New York 1940, Fine again scored 12.5/16 for 2nd, as Reshevsky won for the third straight time. Then in the 1944 U.S. Championship at New York, Fine scored 14.5/17 for 2nd, losing his game to Arnold Denker, as the latter won his only national title.
Fine tallied 50/64 in his four U.S. title attempts, for 78.1 per cent, but was never champion. Not being national champion seriously hurt Fine's prospects for making a career from chess.
International triumphs
However, Fine's international tournament record in the 1930s was superior to Reshevsky's. Fine did play many more top-class international events than Reshevsky during that period, and was usually near the top of the table. By the end of 1937, Fine had won a string of strong European international tournaments, and was one of the most successful players in the world. Fine won at Oslo 1936 with 6.5/7, half a point ahead of Flohr. Fine captured Zandvoort 1936 with 8.5/11, ahead of World Champion Max Euwe, Savielly Tartakower, and Paul Keres. Fine shared 3rd-5th places at the elite Nottingham 1936 event with 9.5/14, half a point behind winners José Raúl Capablanca and Mikhail Botvinnik. Fine shared 1st-2nd places at Amsterdam 1936 on 5/7 with Euwe, half a point ahead of Alekhine. Fine placed 2nd at Hastings 1936-37 with 7.5/9, as Alekhine won.
The year 1937 would be Fine's most successful. He won at Leningrad 1937 with 4/5, ahead of Grigory Levenfish, who would share first in that year's Soviet Championship. Fine won at Moscow 1937 with 5/7. Those two victories make Fine one of a very select group of foreigners to win on Russian soil. Fine shared 1st-2nd places at Margate 1937 with Paul Keres on 7.5/9, 1.5 points ahead of Alekhine. Fine shared 1st-3rd places at Ostend 1937 with Paul Keres and Henry Grob on 6/9. At Stockholm 1937, Fine won with 8/9, 1.5 points ahead of Gideon Stahlberg. Fine then defeated Stahlberg by 5-3 in a match held at Goteborg 1937. Fine placed 2nd at the elite Semmering/Baden 1937 tournament with 8/14, behind Paul Keres. At Kemeri, Latvia 1937, Fine had a rare relatively weak result, with just 9/17 for 8th place, as the title was shared by Reshevsky, Flohr, and Vladimirs Petrovs. Fine shared 4-5th places at Hastings 1937-38 with 6/9 as Reshevsky won.
AVRO showdown
In 1938, Fine tied for first place with Paul Keres in the prestigious AVRO tournament in the Netherlands, on 8.5/14, with Keres placed first on tiebreak. This was one of the most famous tournaments of the 20th century, and some believe to this day that it is the strongest tournament ever staged, since it had the world's eight strongest players. It was organized with the hope that the winner of AVRO, a double round-robin tournament, would be the next challenger to world champion Alexander Alekhine. Since Alekhine won the title in 1927, he had been avoiding a rematch with his predecessor, Capablanca, whom many considered the strongest possible challenger. Fine finished ahead of future champion Mikhail Botvinnik, current champion Alekhine, former world champions Max Euwe and Capablanca, and Grandmasters Samuel Reshevsky and Salo Flohr. Fine won both of his games against Alekhine. Fine got out to a tremendous start, scoring five wins and a draw in his first six games, but then lost in round seven to Keres.