Used to having a golden spoon, Cecily Scatterton finds herself without a penny, any food in her home for her or her cat, and the rent and car payments are past due. When she slips and injures her nose, Cecy goes to the nearby hospital for treatment after mixing painkillers with alcohol. However, when she is unable to pay her $210 ER tab, a sexy hunk offers to pay her tab if she provides him with typing assistance. Desperate Cecy agrees to fill in for financial planner Chas Buchanan while his assistant is away.
Cecy and her cat move into Chas' office to live unbeknownst to the boss. Meanwhile Chas lusts after his new assistant, but she does not fit into own life plan. Still, he finds himself falling in love and Cecy does too, but she is irresponsible nouveau poor and he is ultra responsible leaving little commonality at least on the surface for a relationship.