A 20 percent safe return on your investments. Your income tax bill cut by 50 percent. Better life insurance for 80 percent less. Your kids in college - for free! Sounds too good to be true, right? Wrong. A lot of smart people are already achieving these financial benefits. And now, with Charles J Givens's breakthrough personal finance program, you can do the same, and much more. This book is packed with hundreds of safe, legal, proven money strategies that will put you on the road to permanent prosperity - starting today!