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Topic: what are thing you can give up for budget.

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Subject: what are thing you can give up for budget.
Date Posted: 7/8/2009 7:04 PM ET
Member Since: 6/11/2006
Posts: 12,826
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i taught i was doing good with just work on budget and now i have  to get new tooth and had ear ache so had to pay for visit. what are  some thing you given up so you can stay on budget.

1. i havent bought brand new book in a year and half

2. havent been eat out do get coffee on sunday at dd

3. have cable ,phone,interent pack and love it

what are other thing i can do .

i really enjoy life but it so hard to stay ahead especially with allway something come up help.

Date Posted: 7/8/2009 8:33 PM ET
Member Since: 3/25/2009
Posts: 110
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I buy mostly store brand products.  On most of them, I can't tell the difference, but it certainly adds up at the register.

 

Date Posted: 7/10/2009 8:29 AM ET
Member Since: 3/19/2009
Posts: 91
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We gave up our second car. Money is just too tight right now. With me on disability we are managing very nicely on just one car and savign a fortune on insurance, registration, oil changes and gas. 

Gave up store bought breads in favor of easy no-knead breads that are made with a total of about 15 mins work.

Gave up box cake mixes, etc. for homemade from scratch. Family much happier

only one take out meal per week.

reduced cable bill by dropping channels we are not watching/down grading HD to digital, (HD menu on our cable was repeats of what we can get on digital channels. no benefits but $10 more per month.

reduced number of movies we rent each month, use HULU.com more to watch favorite old tv shows and free movies on line.

Shopping at discount outlets like Odd Lots and Ollies for household and food items.

 

Date Posted: 7/10/2009 12:35 PM ET
Member Since: 5/10/2005
Posts: 2,350
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No cable.   An old roommate of mind who was cable-addicted discovered the internet has plenty of shows to keep him entertained.

Date Posted: 7/13/2009 9:40 PM ET
Member Since: 6/11/2006
Posts: 12,826
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these are amazing thing.

Date Posted: 7/13/2009 10:20 PM ET
Member Since: 3/1/2009
Posts: 273
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In our family, we've got to the point where we have one computer at the house, one television that was recently switched to digital (which the family thought was wonderful as it brought our total channel count up to 8!), one garden that over produces and we share with the neighbors who in turn bring over some free range chickens every so often, and we all stopped buying books new.

Date Posted: 7/15/2009 1:11 PM ET
Member Since: 1/17/2007
Posts: 1,051
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Just a bunch of little things: Making one cup of coffee at a time, instead of a whole pot; using coupons at every shopping trip; bargaining with the phone company to provide only unlimted local service, dropping voicemail and long distance, and using our cell phones for these things... We might move in with my mom. That's a big one and will save on rent.

Don't know about dropping cable TV. That's a toughie.  We already don't own any cars, have one computer, and use public transportation. Maybe drop Netflix.

Date Posted: 7/20/2009 4:19 PM ET
Member Since: 6/23/2006
Posts: 55
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Drink water, tap water if it's acceptable where you live. I keep a pitcher in the fridge to have it chilled.

If you have to have some other flavor in the water to drink it, try Koolaid or its equivalent. You can add your own sugar so you get to control the amount(we use 3/4ths instead of one cup) and it has vitamin C in it. It is amazingly cheaper than soda. Or make your own tea.

Bring a water bottle with you when you're out shopping or running errands. When you get thirsty you've already got a free drink in hand.

Date Posted: 7/22/2009 9:23 AM ET
Member Since: 10/25/2007
Posts: 1,253
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If you subscribe to any magazines, don't renew. Your local library probably has magazines you could go read.

Date Posted: 7/23/2009 9:41 PM ET
Member Since: 5/28/2009
Posts: 23
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   I walk or bike when I can.   I take a large cloth bag to the store (10 cents off).   We also have a Freecycle group in my area.  That helps a lot.     I always think when faced with a purchase "Do I need it or just want it".

Date Posted: 7/24/2009 7:03 PM ET
Member Since: 4/18/2009
Posts: 166
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Instead of buying bottled water, get a filtered pitcher and fill up an old milk jug for extra water.  That saves money and the environment!  Check out freecycle and other sites similar.  Garden if you can, save the money and make things from scratch.  Make a meal schedule and buy accordingly rather than figure out meals at the last minute.  That way you buy what you need at the store and don't waste items you bought thinking you would use and didn't.  Don't drink soda.  If you work take snacks so you avoid buying from a vending machine.  Bring your own lunch.  Make sure your leftover meals get eaten!   If you can afford it pay a little extra on credit cards and other bills, even $5 extra a month could save you lots of money in the long run! Just a few things I thought of that save us plenty of extra money. 

Date Posted: 8/8/2009 3:06 PM ET
Member Since: 6/18/2009
Posts: 229
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1. We have the absolute simplest package for the cable.

2. My father works for our internet company, so we get that for free.

3. Limited home phone service to just local (save like $20+), works really well since most everyone has a cellphone anyways

4. We use bottled water, but we reuse and reuse and reuse the bottles.  Then when it's time to get new bottles (once a month, or so), we recycle the old bottles.

5. My in-laws are mechanics & have their own garage, so we are saving a bundle by having the car repaired through them.  For example, a new radiator in our area costs $150 give or take.  My FIL got his hands on one, barely use, and is charging $40 for it, which includes labor costs.  My FIL is so good to me.

6. My mum had a bad habit of buying new books for face value at sites online, but I'm convinced the library is way better in having what you want and getting it to you for free and a lot quicker.

7. Half price drinks @ Sonic!  Omg, after grocery shopping or a long day running errands, my mum and I can enjoy a pair of slushies for $1.25 (including tip).

8. Dryer!  I line dry most of my clothes nowadays and it saves a bundle on electric.

I don't pay full price of new books anymore.  Either I get bks through yard sales, or clearance at our local Hastings.

Date Posted: 8/9/2009 11:22 PM ET
Member Since: 6/11/2006
Posts: 12,826
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i agree about library with new book. i dont pay full pice etither and also they had deal if you bought certain prodcut you get 25.00 back in groceies so they screw up on order so they just gave me 25.00 gift card so i will use it next time.

Date Posted: 8/10/2009 6:42 PM ET
Member Since: 7/31/2006
Posts: 14,634
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I've done a lot better not buying new books at full price..I do still buy though but try to use a coupon like for Borders or buy at wally world and I've gotten some better at being patient here LOL! and the library is great!

Date Posted: 8/11/2009 8:51 AM ET
Member Since: 2/23/2006
Posts: 4,505
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My doc took me off caffiene, and we go through a lot less soda and coffee now!  And now that I've adjusted to it, I feel fine.  I drink mostly water, and sometimes add a little flavor to it (Aldi version of the crystal light packs)

We shop at Aldi for most of our groceries.  Compared to regular grocery stores we save tons!  What is not available at Aldi, we usually buy at Walmart or Sam's which is STILL cheaper than most grocery stores.

When we have lean months we try to eat out of the pantry... I buy milk, and fresh produce, but the rest comes from what we have.  I've come up with some amazing meals this way!

When we have fat months, I stock up the pantry and freezer!  It gets us through our lean months!

I've started a snowball debt reduction plan.  The first part of the plan is to not use any credit cards!  We are in a lean month right now.  When we have a fat month, I will work hard to pay extra on our debt.  I really look forward to being debt free.  When we pay everything off, we will have extra money to put towards our retirement and savings.  That is my goal!

Date Posted: 8/11/2009 2:02 PM ET
Member Since: 5/31/2006
Posts: 568
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My recent attempts:

* Pouring over my crockpot cookbooks to use up stuff we have in the pantry and freezer, and planning meals.

* Using up those gift certificates -

* Not being shy about checking out stuff people put out for trash.  A family was moving out, and I think intended for people to take stuff.  They had strollers, shelves, etc.  I found about 10 CDs which I posted to Swapacd.

* Keep an eye out for free events for the whole family. We went to the library's end of reading program this Friday for a concert and popsicles.

* I clip coupons for anything I would use if it were free. Then I shop the sales and clearance bins.  For example, Colgate isn't my favorite toothpaste. But the store had it on sale for $1, and I had a 75 cent off coupon.  25 cents for a big tube of toothpaste was too good to pass up.

* Keep an eye on the leftovers in the fridge. I hate to waste food.

 

 

Date Posted: 8/11/2009 9:23 PM ET
Member Since: 6/11/2006
Posts: 12,826
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susanna i so agree with you buy book  i been getting book at libay .i enjoy them.

Date Posted: 8/11/2009 9:26 PM ET
Member Since: 6/11/2006
Posts: 12,826
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edie i cut caffeine out alot i do have one coffee a day .but dink crystal light or water with lemon with little sweet low.

Date Posted: 8/11/2009 9:28 PM ET
Member Since: 6/11/2006
Posts: 12,826
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i also go to market and when you spend certain amount you get 5.00 back next oder and other day i bought 25.00 dollar food and it was supposet to print out 5.00 next order and 20,00 mail in but it didnt so i took customerservice and it was there mistake so they gave me 25.00 gift card at shaw for next time.

Date Posted: 8/12/2009 2:26 PM ET
Member Since: 4/10/2008
Posts: 169
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Our first step was to get completely out of debt - and we did that a year ago. I think it took about $15,000 (student loan, car, and credit card). We put everything we had into paying off our debt as quickly and reasonably as possible. It is incredible having no debt whatsoever.

 Now we've started cooking at home as much as possible. This is incredibly hard because ALL of our friends eat out for nearly every meal. They're always asking to go out to eat. *sigh* We've started eating at home and then meeting them somewhere for just dessert or an appetizer. It's still expenive that way, though.

I also use coupons all the time. We're constantly shopping for deals.

I'm making my own bread and growing some herbs and veggies.

 

Date Posted: 8/12/2009 8:10 PM ET
Member Since: 6/11/2006
Posts: 12,826
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jessie , i cant wait to pay everything off. im doing it slow cook some . need to do m ore. i was sick today so i havent eaten anything.

Date Posted: 8/12/2009 8:10 PM ET
Member Since: 6/11/2006
Posts: 12,826
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jessie , i cant wait to pay everything off. im doing it slow cook some . need to do m ore. i was sick today so i havent eaten anything.

Date Posted: 8/13/2009 8:23 AM ET
Member Since: 7/31/2006
Posts: 14,634
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sorry you've been sick Carol.

I don't use my slowcooker the way I'd like since I work 12 hours (and most stuff is done within 8 or so) and I have 2 big dogs who can and will help themselves!

I would love to walk in the door from work to the smell of roast/potatoes/carrots/onion cooking in the slowcooker! yum! unfortunately so would my dogs LOL!

I'm trying to learn to plan meals so I'm not wasting groceries..I'd like to get my grocery budget cut down so I can save some extra money each month. I've done pretty well using up stuff from the pantry and this weekend I'm gonna try going through the freezer and eating stuff I've already cooked and frozen(I know I have some pretty decent chicken legs I fixed a whle back and froze the leftovers as well as some cooked chicken breasts I can make into chicken salad).

Date Posted: 8/13/2009 10:16 PM ET
Member Since: 6/11/2006
Posts: 12,826
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thank susanna . i think i am going to cook some stuff up and freeze it . i went to trader joe a few week back and they had chicken tender and bought big bag as i lost refrigato and had to throw 5 bag of groceries out but my apartment housing gave me brand new one and i love it .even though i havent been eating for 2 days.

Date Posted: 8/29/2009 4:43 PM ET
Member Since: 6/11/2006
Posts: 12,826
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my goal for september . gave up august.

1. bring lunch 4 or 5 day a week.

2. eat what i have in house and have plenty

3. i been take advance of special if you buy 25.00 dollars you get 10.00 for next visit.

4. i also buy cereal bar

5. juice boxes

6. easy stuff to take on bus to work i have 15 minute to wait for shuttle after bus so i been eating breakfast.

7. cut thing out i dont need.

 

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