A Guide to Credit Cards Author:John Fay This 15-page quick reference guide solves the mysteries about credit card specifics including interest rates, annual fees, cash advances, and more! A Guide to Credit Cards is great for students who are first-time credit card users, adults who have questions about the benefits of their own credit cards, and those who find themselves in debt and w... more »ant to know how to pay it off. This handy booklet thoroughly answers the most commonly asked questions, and provides valuable contact information for further inquiries.« less