All the money comes in, I spend it all - that's balanced, right?
I BELIEVE you can & will accomplish all your goals and maintain the new regimen you have set for yourself.
I tried to make them measurable and within the realm of possibility. Spending all your money - well, if you stop there, you're better than I have been at points in my life...
Well, I lost 18 pounds, exercised 221 times, and have less debt than I did at the beginning of the year.
I wrote zero pages of a novel.
For 2010, my resolutions are
1) Exercise 200 times.
2) Lose 10 pounds (from 195->185).
3) Be less in debt than I am now.
4) Write the rough draft of a novel. This year for sure!