Usng Fin Acct An Intro Ch112 Author:Murray, Dennis Francis Murray Using Financial Accounting, 2e means "change without pain" to adopters. This text looks at the balance sheet with a user-oriented approach that minimizes or eliminates procedure (debits and credits) and the accounting cycle. The focus is on ratio analysis and information usefulness. Financial statements are introduced early (Ch. 3) and are used ... more »throughout,« less