1/2C. COTTAGE CHEESE, 1-BANANA, 1 TBLSP. WHEAT GERM, 1 TBLSP. COCONUT, 1 TBLSP.RAISINS, 1 TBLSP. CHOPPED PECANS, 2 TSP.YOGURT, 2-STRAWBERRIES, SHAPE COTTAGE CHEESE INTO 2 BALLS WITH ICE CREAM SCOOP, PLACE IN CENTER OF SALAD DISH, PEEL BANANA; SLICE LENGHTWISE, PLACE HALF THE BANANA ON EACH SIDE OF COTTAGE CHEESE. SPRINKLE WHEAT GERM AND COCONUT ON 1 SCOOP OF COTTAGE CHEESE, SPRINKLE RAISINS AND PECANS ON REMAINING SCOOP  OF COTTAGE CHEESE. PLACE 1 TSP. YOGURT ON EACH; TOP WITH FRUIT.