Mix flour, brown sugar, baking soda.  In separate bowl combine eggs, bananas, peanut butter, applesauce, milk, vanilla, and chocolate chips.  Mi til smooth.

Make hole in center of flour mixture.  Stir in banana mixture just til moistened.  Baked in greased muffin tins for 20-25 minutes at 400*.  Cool 5 minutes before removing from pan.  Makes 12.

Less fat as oil is replaced with applesauce!