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No-Nonsense Credit: An Insider's Guide to Borrowing Money and Managing Debt
No-Nonsense Credit An Insider's Guide to Borrowing Money and Managing Debt Author:Richard H. Jorgensen To most consumers, credit means little more than a form of perpetual debt to which a monthly payment is applied. In this book, Richard Jorgensen explains how the credit industry works, who has control and influence over credit records, and how consumers can build a solid credit rating and use credit to get what they want. Readers learn how to fi... more »nd lenders and negotiate loans, manage credit accounts, correct credit and billing errors, overcome a bad credit history, decide when and how to file for bankruptcy, and more. Jorgensen also covers consumer credit laws, credit clinic rip-off schemes, and the many ways to put credit to work in small businesses and real estate. Sample credit applications and reports are included.« less