Carr never intended to become a writer. She studied nursing in college. She married her high school sweetheart just before he left for the US Air Force as a helicopter pilot during the Vietnam War. Carr followed her new husband from base to base, and because they did not stay in any one place for very long, she was unable to pursue her nursing career. When a difficult pregnancy required her to be off of her feet, Carr turned to romance novels to distract herself. She soon decided to write her own novels.
Carr has since published dozens of historical and contemporary romance novels, a suspense novel, a non-fiction work, short stories, articles, and even wrote several screenplays which have yet to be sold. Carr also hosts monthly "Carr Chats" at the Paseo Verde Library in Henderson, Nevada where she interviews other authors.