Smart Money Author:Jerry Tuma, Ramona Tuma Do you struggle with certain financial problems over and over again? If so, you are not alone. Most of us ahve a few unhealthy spending habits we find hard to break. Fortunately, behavior becomes much easier to control once we understand the root causes of our problems. And you'll get to the rood of your spending behavior with Smart Money. — Sinc... more »e 1966, nearly one million people have learned about the four temperament typoes through Tim LaHaye' best-seller, The Spirit Controlled Temperament. Today, financial counselors Jerry and Mona Tuma explain how your temprament affects your spending behavior.« less