4 LARGE FLOUR TORTILLAS,3-8-OZ.SOFT CREAM CHEESE,1 SMALL CAN CHOPPED OLIVES,1/3 TO 1/2C.RED & GREEN BELL PEPPERS,FINELY CHOPPED, 1/3C. PECANS,FINELY CHOPPED, 2T.ONIONS,FINELY CHOPPED,1-2-OZ.PKGS. LUNCH MEAT(BEEF OR HAM) FINELY CHOPPED, SPREAD 1/3 MIXTURE ON EACH TORTILLA, TOPPING WITH THE 4TH TO 3 LAYERS,COVER AND CHILL FOR 2-3HOURS. CUT INTO  1-1/2-X1-1/2-INCH SQUARES.SERVE WITH TOOTHPICK IN CENTER OF EACH SQUARE TO HOLD FIRMLY.